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Home : Home Mortgage Loan : Fixed Rate Mortgage : News Articles : Mortgage Rates: Lock In or Float? - TheStreet.com

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Mortgage Rates: Lock In or Float? - TheStreet.com

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This article related to: FRE, Freddie Mac, advisor, Personal FinanceLoans-Mortgages

For starters, know what the two terms mean: Locking in means finalizing your mortgage rate and points on a fixed-rate or adjustable-rate mortgage (only the initial rate in the case of the latter). You'll have the same interest rate on your loan regardless of ...

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